The Home Inspection
When you buy a
home, sure, you're going to look over the house yourself, as
carefully and thoroughly as possible before making your offer,
but…you're probably not an expert.
The Home Inspector is the
Expert.
Just to be clear,
the inspector does not appraise the property, make guarantees about
the structural viability and building codes, make recommendations on
whether you should buy the house or not, or find hidden defects. The
inspector will find visible problems that could be overlooked by a
real estate agent, a buyer, or a seller - and that is why you need
them.
There are several
professional associations for home inspectors, the National
Association of Inspection and Evaluation Services (NARIES), the
American Society of Home Inspectors (ASHI), your state, yellow
pages, friends who bought a home, or your agent - all of whom might
be able to recommend a qualified home inspector who has performed
well in the past. You want to know about any previous experience,
how long they have been doing inspections, if they do inspections
full time, how much they charge, what they charge extra for, and
when they want to be paid.
Who you actually
hire is your choice, so you might want to ask about their
experience, education, and any professional certifications. You may
want to even hire someone before you make an offer. Make sure you
hire the inspector quickly enough to meet all the deadlines in your
contract.
The contract
usually specifies a certain number of days to get the inspection
performed, and allows you a specific number of days to review and
approve the inspection. Your inspector will check the foundation,
doors, windows, roof, vents, fans, gutters, plumbing, electrical
systems, heating, cooling, ceilings, walls, floors, insulation,
ventilation, exterior, basement and attic. They find problems in the
property, systems. components, and how much it may cost to maintain
the property. When the inspector is done, he will issue a report.
There may be some problems with the house - and they may be major
problems or minor problems. You might have some questions.
The reason for
the report is not to provide you with a laundry list of items for
the seller to repair. The purpose is to provide you with information
that you may have overlooked so you can make a final decision to
move forward and close the deal or not. And the inspector can answer
any questions that do arise. Put them in writing first. If you do
discover a problem that is so troublesome you would consider backing
out, it makes sense to give the seller a chance to repair it. Always
set deadlines if you negotiate a repair. Put everything in writing
with the appropriate initials, signatures, and dates.
Find a Home Inspector
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