Get Preapproved

Register Today

Step 1: Simply register by phone or online telling us about the home you wish to buy.

Step 2: We will send you the profiles of credible Agents with local market knowledge including their credentials and business experience.

Step 3: You choose which Agents you wish to contact and interview.

Get Preapproved

Real estate experts tell home buyers that it's critical to apply for a loan before shopping for a home, and it's true; this is an essential first step. In this day and age of changing interest rates and uncertain futures, you'll need to leverage all the power your money can buy. Preapproval puts a commitment behind your home-shopping interest. That's why you should get preapproved before you even visit your first house. Why? Because in most cases you won't be able to put in a serious bid without it and Real Estate Agents want to work with clients who demonstrate they are serious.

Money talks, so get preapproved!

Tips to get you started

Real Estate Agents work regularly with mortgage professionals and can help you find a reputable Mortgage Lender.
Find a bank or a mortgage broker who will preapprove you at no cost - don't pay an application fee.
If you don't have a Mortgage Lender or a Realtor referral, use our preapproval form and we will help you find the right lender at no cost to you.
Get a copy of your preapproval letter. (Or print out your Internet confirmation).
Take your preapproval letter when you go house hunting.
You can consider prequalification (no documents required), but this carries less weight when negotiating.
Getting preapproved from one lender or bank doesn't mean you have to close the loan with that lender or bank.
Most mortgage brokers will come to your office or home to review the necessary documents for preapproval.

Because there is no window period while your loan application is processed, the lender can speed up the entire processing procedure. Appraisals can be ordered immediately. It's possible to shorten a 30-day closing to two or three weeks, which comes in handy if a seller needs to quickly move and can't decide which offer to accept. Yours will move to the front if you can accomplish the seller's need to quickly close.

Because mortgage approval is generally the longest contingency to satisfy in a purchase contract, it is to your advantage to obtain a preapproval letter as soon as you're ready to begin your search. Lenders will render a decision based on your complete loan application, employment verification and data from all three credit reports.

	Buyer Resources
	Buying Tips
	Buying Bank Foreclosures
	Things Not To Do Before Buying
	Reasons to Delay Buying a Home
	The "Multiple Listing Service" (MLS)
	How Much Can You Afford?
	"New" Home vs. "Resale" Home
	The Land - Lot Considerations
	Buying Advice
	Get Preapproved
	Why Use a Buyer's Agent?
	The Business Cycle & Buying a Home
	Home Resale Values - Location
	Home Resale Values - the House
	Tips for Winning Lowball Offers
	Comparable Sales / Your Offer Price
	Factors Affecting Your Offer Price
	Offering to Purchase Real Estate
	Writing an Offer - Safeguards
	How Financing Details Affect Your Offer
	The Home Inspection
	Videos
	Video Library
	Buyer Rebate - How it Works
	Forms
	Information About Brokerage Services
	Purchase Contract (Resale)
	Buyers Representation Agreement

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